Choosing the right pet insurance company for your cat can be a daunting task. Here are some of the top pet insurance companies for cats in 2024 to help you get started:
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Figo Pet Insurance: Best for Fast Claim Processing and Overall Cat Insurance Figo is known for its fast claim processing and is a great choice for cat owners who want peace of mind knowing they won't have to wait long to get reimbursed for covered veterinary expenses. Figo also offers a variety of plan options to suit all types of budgets and needs.
www.investopedia.com
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Lemonade Pet Insurance: Best for Cat Parents on a Budget Lemonade offers competitive rates and a unique Lemonade GiveBack program that donates leftover premiums to animal charities chosen by policyholders.
www.businesswire.com
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MetLife Pet Insurance: Best for Same Day Accident Coverage MetLife offers same-day accident coverage, which can be a lifesaver if your cat has an unexpected accident. They also offer a variety of discounts, including a multi-pet discount and a discount for enrolling your cat when they are young.
www.wildbrain.com
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Embrace Pet Insurance: Best for Discounts for Cats Embrace offers a variety of discounts, including a multi-pet discount, a military discount, and a discount for enrolling your cat when they are young. They also offer a wellness plan add-on that can help you cover the cost of routine veterinary care.
www.petinsurancequotes.com
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Paw Protect: Best for No Out-of-Pocket Expenses for Cats
Paw Protect offers a plan with no deductible, which means you won't have to pay anything out of pocket for covered veterinary expenses. However, these plans typically come with higher monthly premiums.
www.pawprotect.com
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Pets Best Insurance: Best for Deductible Options for Cats Pets Best offers a variety of deductible options, so you can choose the plan that best fits your budget. They also offer a direct pay option, which means they will pay your veterinarian directly for covered services.
www.uhahealth.com
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Healthy Paws Pet Insurance: Best for High Coverage Levels for Cats Healthy Paws offers high coverage levels, with some plans reimbursing you for up to 90% of covered veterinary expenses. They also offer a variety of add-on benefits, such as coverage for alternative therapies and behavioural therapy.
www.healthypawspetinsurance.com
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CarePlus by Chewy: Best for Prescriptions for Cats CarePlus by Chewy is a good option for cat owners who are looking for coverage for prescription medications. They offer a variety of plans that cover the cost of prescription medications, including food and supplements.
naphia.org
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Pumpkin Pet Insurance: Best for Senior Cats Pumpkin specialises in pet insurance for senior cats, which can be more difficult to find. They offer a variety of plans that are designed to meet the needs of older cats, including coverage for chronic conditions.
www.petinsurancereview.com
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Spot Pet Insurance: Best for Add-Ons for Cats Spot Pet Insurance offers a variety of add-on benefits, such as coverage for alternative therapies, behavioral therapy, and grooming. They also offer a wellness plan add-on that can help you cover the cost of routine veterinary care.
www.crunchbase.com
Spot Pet Insurance logo
Things to Consider When Choosing Pet Insurance for Your Cat
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Your cat's breed and age: Certain breeds of cats are more prone to certain health conditions. The age of your cat will also affect the cost of pet insurance.
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Your budget: Pet insurance can vary in price depending on the company, the plan you choose, and your cat's breed and age.
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The type of coverage you want: There are a variety of pet insurance plans available, with different levels of coverage. Some plans only cover accidents, while others cover accidents and illnesses. Some plans also offer add-on benefits, such as coverage for alternative therapies or behavioural therapy.
By considering these factors, you can choose the pet insurance plan that is right for you and your cat.