1. Introduction

Niva Bupa Health Insurance, formerly Max Bupa, is a trusted name in the health insurance industry, providing robust protection against rising medical costs. When purchased via  Quickinsure , you get not only Niva Bupa’s comprehensive health benefits but also a  digital-first experience  for comparing plans, buying policies, and managing claims with ease.

This guide covers the  benefits, restoration feature, no-claim bonus , and  answers the top FAQs  to help you choose the right plan confidently.

  2. Key Benefits of Niva Bupa Health Insurance via Quickinsure

  Comprehensive Coverage

   Inpatient hospitalization, ICU, and specialist consultation charges

   Pre-hospitalization (30–60 days) and post-hospitalization (60–180 days) expenses

   500+ daycare procedures and AYUSH treatments

  Wide Sum Insured Options

   From ₹3 Lakh to ₹3 Crore coverage

   Individual and family floater plans

   Lifetime renewability for uninterrupted protection

  Restoration Benefit

   Automatic reinstatement of 100% sum insured if it’s exhausted during the policy year

   Ideal for multiple hospitalizations or critical illness treatments

  No-Claim Bonus (NCB)

   Earn 10–20% bonus annually for every claim-free year

   Can double your sum insured up to 100%

  Quickinsure Advantage

   Instant policy purchase and renewal

   7,400+ cashless hospitals for hassle-free treatment

   End-to-end claim support and digital policy management

  3. Additional Features

  Maternity and Newborn Cover  (available in select plans)

  Critical Illness and Personal Accident Riders  for enhanced security

  Domiciliary Care and Organ Donor Cover

  Ambulance and Hospital Cash Benefit  for extra financial support

  4. Why Quickinsure is the Right Platform

 Compare Niva Bupa plans with other insurers instantly

 Get expert advice for selecting the right plan

 Enjoy easy digital renewals and automated reminders

 Access multi-year discounts and tax benefits under Section 80D

 🔹 Top 10 FAQs for Niva Bupa Health Insurance via Quickinsure

 1. What is the entry age for Niva Bupa Health Insurance?

Adults can enroll from 18–65 years, and dependent children can be covered from 91 days onwards.

 2. How does the restoration benefit work?

If your sum insured is exhausted, it automatically restores up to 100% for future claims in the same year.

 3. Does the no-claim bonus reduce if I make a small claim?

In most plans like Health Companion or ReAssure, small claims may reduce the bonus, but some variants offer a “booster” where NCB remains intact.

 4. How many cashless hospitals are available?

Niva Bupa has over 7,400+ cashless hospitals across India for hassle-free admission.

 5. Are pre-existing conditions covered?

Yes, after a waiting period of 2–4 years, depending on the plan variant.

 6. Can I avail AYUSH treatment coverage?

Yes, Niva Bupa covers Ayurveda, Yoga, Unani, Siddha, and Homeopathy treatments as per plan limits.

 7. Is maternity coverage available?

Yes, selected plans like Health Premia provide maternity and newborn benefits after the waiting period.

 8. Can I buy and manage my policy online?

Absolutely! Quickinsure allows you to buy, renew, and track claims entirely online.

 9. Do I get tax benefits?

Yes, premiums paid are eligible for deductions under Section 80D of the Income Tax Act.

 10. What happens if I exhaust my coverage multiple times in a year?

Plans like  ReAssure 2.0  offer unlimited restoration, ensuring you never run out of coverage.

  ✅ Conclusion

Choosing  Niva Bupa Health Insurance via Quickinsure provides you with comprehensive health protection, a restoration safety net,  bonus rewards for staying healthy, and digital convenience. With Quickinsure’s comparison tools and claim support, you can secure your family’s health with confidence and peace of mind.