Pet parents in India are increasingly viewing their furry companions not just as pets but as family members. As a result, the demand for pet health insurance, especially for dogs, is witnessing a steady rise. But the big question remains: when your dog needs medical attention, can a mediclaim policy come to the rescue? The answer is yes, but with certain conditions.

 The Rise of Pet Health Insurance in India

With urbanization, rising disposable incomes, and increased awareness, pet ownership is booming. Unfortunately, so are veterinary costs.

In urban cities, surgeries, diagnostic tests, and specialist care for pets can cost between ₹5,000 to ₹50,000 or more. In some cases, such as canine cancer treatment, the expenses can exceed ₹1 lakh.

That’s where pet health insurance comes into play. Quickinsure, a leading insurance comparison platform, helps you compare and choose the right coverage options for your pet.

 What is Pet Mediclaim?

Pet mediclaim or pet health insurance is a specialized insurance product that covers:

  Vet consultation and hospitalization

  Surgeries and diagnostics

  Accidental injury treatment

  Vaccinations and preventive care (optional)

  Terminal illness and hereditary diseases (depending on policy)

Some policies also offer third-party liability in case your pet causes damage or injury to others.

 Major Players in the Indian Market

While pet insurance is still evolving in India, insurers like:

    Future Generali (Dog Health Insurance)

    Digit Insurance (Pet Care Plan)

    New India Assurance (Comprehensive Pet Policy)

...are offering plans aimed primarily at dogs, and in some cases, cats.

Platforms like   Quickinsure make it simple to view side-by-side comparisons of what’s covered, premiums, exclusions, and claim processes.

 Common Inclusions:

  Hospitalization expenses (boarding + treatment)

  Surgeries (planned and emergency)

  Diagnostic tests (X-rays, MRI, blood tests)

  Consultation fees

  Accidental injuries

 Common Exclusions:

  Pre-existing conditions

  Cosmetic surgeries

  Breeding-related expenses

  Non-registered pets (without vaccination records)

  Illnesses due to neglect or cruelty

 Real-life Scenario: Simba’s Leg Surgery

Simba, a 3-year-old Golden Retriever in Pune, suffered a ligament tear while playing. The vet recommended surgery and post-op physiotherapy. The total cost exceeded ₹40,000. Thanks to a pet health policy bought via   Quickinsure, Simba’s family was reimbursed 80% of the treatment cost within 10 days.

This shows how valuable the right pet insurance can be—not just financially, but emotionally.

 How Quickinsure Helps You Choose Wisely

Quickinsure enables:

  Instant comparison of premiums and benefits across insurers

  Access to digital policy copies

  Transparent claim procedures

  Expert support for understanding policy clauses

  Timely renewal reminders and alerts

 Points to Check Before Buying Pet Mediclaim

1.   Breed-specific Exclusions:   Some policies do not cover certain breeds prone to congenital issues.

2.   Coverage Limits:   There may be capping per treatment or per year.

3.   Age Criteria:   Most policies cover dogs aged 3 months to 10 years.

4.   Waiting Periods:   Usually 30–90 days before claims can be made.

5.   Network Hospitals:   Check if your vet is part of the network or if reimbursements are allowed.

 Benefits of Pet Mediclaim

  Reduces financial stress in emergencies

  Encourages regular and preventive care

  Helps pet parents opt for best treatment without compromise

  Acts as a safeguard against rising vet costs

 Future of Pet Insurance in India

As more Indians embrace pet parenting, the pet insurance sector is poised for innovation. The future could include:

  Tailored wellness plans

  Add-ons like grooming and training

  Loyalty discounts for multi-pet households

  Integration with pet health apps

With   Quickinsure leading the way in policy transparency and choice, pet parents now have a dependable ally in planning their pet’s healthcare.

 Conclusion

Your dog is more than just a pet—he's family. Just like any loved one, he deserves medical attention without delay or compromise. Pet health insurance ensures that finances don’t come in the way of life-saving treatment.

With platforms like   Quickinsure, finding and buying the best pet mediclaim policy is hassle-free, fast, and reliable.

So the next time Simba needs a vet visit or Bruno tears a ligament, rest easy—your pet’s health is insured, and   Quickinsure has your back.