Here are the top 10 insurance companies in the USA based on total assets as of December 31, 20221:

  1. Berkshire Hathaway - $948.452 B
  2. Prudential Financial - $689.917 B
  3. Metlife - $667.000 B
  4. American International Group - $526.634 B
  5. New York Life - $392.130 B
  6. Northwestern Mutual - $340.390 B
  7. Lincoln Financial Group - $335.437 B
  8. MassMutual - $327.493 B
  9. State Farm - $318.243 B
  10. Principal Financial Group - $292.240 B

Additionally, here are some top-rated car insurance companies in the USA2:

  • Best overall insurer: The Travelers Companies
  • Best budget pick: NJM Insurance Group
  • Best for accident forgiveness: GEICO
  • Best for few complaints: American Family Insurance
  • Best for discounts: Amica Mutual Insurance
  • Best for customer satisfaction: State Farm
  • Best for military members: USAA
  • Runner-up for affordability: Progressive Corporation
  • Runner-up for customer satisfaction: Allstate
  • Best for financial strength: Auto-Owners

Please note that the best insurance company for you may depend on your specific needs and circumstances.

Top 10 Trusted Insurance Companies in USA

Berkshire Hathaway

Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. Founded in 1839 as a textile manufacturer, it underwent a drastic restructuring into a conglomerate starting in 1965 under the leadership of chairman and CEO Warren Buffett1. The company’s earning power is diversified across a broad portfolio of subsidiaries, equity positions, and other securities.

Prudential Financial

Prudential Financial, Inc. is an American Fortune Global 500 and Fortune 500 company whose subsidiaries provide insurance, retirement planning, investment management, and other products and services to both retail and institutional customers throughout the United States and in over 40 other countries.


MetLife, Inc. is the holding corporation for the Metropolitan Life Insurance Company (MLIC), better known as MetLife, and its affiliates3. MetLife is among the largest global providers of insurance, annuities, and employee benefit programs, with around 90 million customers in over 60 countries.

American International Group (AIG)

AIG is a leading global insurance organization. AIG provides insurance solutions that help businesses and individuals in approximately 190 countries and jurisdictions protect their assets and manage risks through AIG operations and network partners.

New York Life

New York Life Insurance Company (NYLIC) is the third-largest life insurance company and the largest mutual life insurance company in the United States2. The company’s first president, James De Peyster Ogden, was appointed in 1845.

Northwestern Mutual

Northwestern Mutual is an American financial services mutual organization based in Milwaukee, Wisconsin. The financial security company provides consultation on wealth and asset income protection, education planning, retirement planning, investment advisory services, financial planning trust and private client services, estate planning and business planning.

Lincoln Financial Group

Lincoln Financial Group is a Fortune 500 company offering a diverse range of financial services and solutions6. Founded in 1905 with the endorsement of Abraham Lincoln’s son, Robert Todd Lincoln, Lincoln Financial Group is the first and only company to carry Abraham Lincoln’s name, image, and ideals at the heart of their brand.


Massachusetts Mutual Life Insurance (MassMutual) is a mutual life insurance company. It offers insurance, retirement, investment, and planning for businesses and individuals in the USA.

State Farm

State Farm Insurance is a group of mutual insurance companies throughout the United States with corporate headquarters in Bloomington, Illinois8. Founded in 1922, it is the largest property, casualty, and auto insurance provider in the United States.

Principal Financial Group

Principal Financial Group, Inc. provides retirement, asset management, and insurance products and services to businesses, individuals, and institutional clients worldwide9. The company operates through Retirement and Income Solutions, Principal Asset Management, and Benefits and Protection segments.